Beyond Insurance Group

Coverage to live beyond.

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Get to know Beyond.

Coverage

Home & auto coverage, made simple.

We compare policies from multiple carriers so you get the right protection at a fair price — and you keep the same agent at every renewal.

01

Home

Homeowners, condo and renters policies that cover the structure, your belongings and your liability.

02

Auto

Liability, collision, comprehensive and PIP options — plus bundling discounts with your home policy.

03

Business

General liability, commercial property, workers' comp and commercial auto for growing businesses.

How we work

Protection. Peace of mind.

Insurance shouldn't feel like a maze. We take the time to understand what you own and what you're working toward, then build coverage around it.

  1. 1

    Talk it through

    A short conversation about your home, vehicles, business and goals.

  2. 2

    We shop the market

    We compare quotes across carriers and explain the trade-offs in plain language.

  3. 3

    Stay covered

    We review your policy every year and help with claims when it matters most.

“They found us better coverage for less, and when a storm hit our roof they handled the claim from start to finish.”
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About us

Rooted here. Built to last.

Like the eastern white pine in our mark, we're in it for the long haul — steady through every season and growing alongside the families and businesses we protect.

An independent agency on your side.

Beyond Insurance Group is an independent agency. That means we don't work for one insurance company — we work for you, comparing options across carriers to find coverage that fits.

More about Beyond

Our team

The people behind the policy.

A local team of licensed agents and service specialists who know your name and answer your call.

Kurt Gillispie

Kurt Gillispie

Partner & Principal Agent

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Anthony Wright

Partner, Business Development

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Joshua Wright

Managing Partner

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Eric Smalarz

Senior Producer

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Judith Sallador

Producer

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Md Islam

Producer

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Sydney P.

Marketing Lead

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Ari K.

Operations Associate

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Hannah G.

Executive Assistant

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FAQs
  1. The basics

    What is insurance?

    You pay a small, steady premium so the insurance company pays for big, unexpected losses.

  2. The basics

    What’s a Dec Page?

    The one-page summary of your policy: what’s covered, your limits and your price. Send us yours for a quick comparison.

  3. The basics

    What’s a premium?

    The price of your policy. You can usually pay it monthly or all at once.

  4. The basics

    What’s liability coverage?

    It pays when you’re responsible for hurting someone or damaging their property.

  5. The basics

    What’s an independent agency?

    We work with many insurance companies, not just one, so we can shop for your best fit.

  6. Home

    What does home insurance cover?

    Your house, your belongings, injuries to guests, and a place to stay during repairs.

  7. Home

    Are floods covered?

    Not usually. Flood and earthquake need separate coverage, and flood often has a 30-day wait.

  8. Home

    How much home coverage do I need?

    Enough to rebuild your home at today’s costs, which isn’t the same as its sale price. We’ll help you figure it out.

  9. Home

    Replacement cost or cash value?

    Replacement cost buys you new. Cash value pays what your old things were worth, which is often much less.

  10. Home

    Do renters need insurance?

    Yes. Your landlord’s policy covers the building, not your belongings or your liability.

  11. Home & auto

    What’s a deductible?

    The part of a claim you pay first. A higher deductible means a lower premium.

  12. Auto

    What does auto insurance cover?

    Damage and injuries you cause to others, plus your own car and passengers, depending on what you choose.

  13. Auto

    Collision vs. comprehensive?

    Collision covers crashes. Comprehensive covers almost everything else, like theft, hail, deer and broken glass.

  14. Auto

    Is the state minimum enough?

    It keeps you legal, but one serious accident can cost far more. Higher limits protect your savings.

  15. Auto

    Does insurance follow the car or me?

    Usually the car. If you lend it to a friend, your policy is typically the one that pays.

  16. Home & auto

    How can I save money?

    Bundle home and auto, raise your deductible, and let us compare rates across several companies.

  17. Home & auto

    Can I switch anytime?

    Yes. We line up your new policy to start the day the old one ends, so you’re never without coverage.

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